Metal Roof vs. Asphalt Shingles: Which Is Right for Your Iowa Home?
If your roof needs replacing after storm damage, you have a choice: go with standard asphalt shingles or upgrade to metal. Both are solid options, but they serve different needs. Here's an honest comparison to help you decide.
| Feature | Asphalt Shingles | Metal Roofing |
|---|---|---|
| Lifespan | 20-30 years | 40-70 years |
| Durability | Good — vulnerable to hail | Excellent — resists hail & wind |
| Cost | Lower upfront | Higher upfront, lower long-term |
| Insurance | Standard coverage | May qualify for discounts |
| Curb Appeal | Traditional look | Modern or classic options |
| Energy Efficiency | Standard | Reflects heat, lowers cooling costs |
| Maintenance | Periodic inspections | Very low maintenance |
| Weight | Heavier | Lighter — less structural stress |
When Asphalt Shingles Make Sense
Asphalt shingles are the most common roofing material in Iowa for good reason. They're affordable, come in many styles and colors, and are fully covered by most insurance policies at like-kind-and-quality replacement. If your budget is tight and you want a reliable roof that looks great, asphalt is the way to go.
We install GAF and CertainTeed architectural shingles — the industry standard for quality and warranty coverage.
When Metal Roofing Makes Sense
Metal roofing is a long-term investment. It lasts 2-3x longer than asphalt, handles Iowa's severe weather better, and can actually lower your homeowner's insurance premiums. If you plan to stay in your home for 15+ years, metal often pays for itself.
We install both standing seam and exposed fastener metal roofing on homes, barns, garages, and outbuildings.
Can I Upgrade to Metal Through Insurance?
Insurance covers like-kind-and-quality replacement — meaning if you had asphalt, they'll pay for asphalt. But you can upgrade to metal by paying the difference out of pocket. We'll give you a clear breakdown of what insurance covers vs. what the upgrade costs so there are no surprises.
Not Sure Which Is Right for You?
We'll inspect your roof, explain your options, and give you a clear cost comparison — no pressure, no obligation.
